WHAT WE DO
We do "comprehensive financial planning" with a difference.
1) We have more than 100 checklist items across five financial disciplines that need to be completed so that you can declare that your "act is together" financially. We organize and orchestrate a world-class team of experts to get it done.
2) We make sure the plan gets fully implemented. We follow through relentlessly to make sure your plan gets executed properly.
3) Our client community is finite and limited in size. No firm is smart enough, capable enough or good enough to do this for everyone. No firm can be all things to all people. That's why we serve a very specific group of people. And when our client community is full of clients that are a good fit with our profile (found under "who we serve") we will no longer accept any new clients - allowing us to continue to serve our client community at the highest level.
What exactly does that mean?:
We – our team of experts – make sure your assets are allocated so you have the highest probability of achieving your goals and, on an ongoing basis, we're going to make whatever adjustments seem appropriate so you can continue to have the highest probability of achieving your goals. Additionally, we are going to look at every type of insurance that exists and answer three questions: Do you need it at all? If so, how much? And what’s the right type for you? Then we’ll look at your debt and develop a specific game plan to help reduce or eliminate it on a schedule that works for your life. And we’ll look at your cash reserves and create a strategy to help you have the right amount for emergencies that may come down the road.
Of course, all of this is wrapped with tax implications. So we’re going to help make sure your taxes are accurate, get filed on time and that you pay as little tax as legally possible. Then there are a whole bunch of legal issues that have to be taken care of: trusts, wills, health care directives – basically how do you want everything legally organized while you’re alive and where do you want it to go after you die.
We’ve identified a little more than 100 things that need to get done for you to declare that your financial house is in order. We’re going to make sure every single one of those things gets done. We’re not only going to tell you what needs to get done – we’re going to make sure and hold the subject matter experts and you accountable so that it actually gets done.
Some people love the simplicity, clarity and focus of the Financial Roadmap process, others connect with the accountability element in that someone is finally going to be sure this all actually gets done instead of being "proposed," still some are most impressed by the fully comprehensive nature of the plan and the fact that 10 Deliverables with as many as 100+ tasks / action items are completed in order for clients to declare themselves "fully together financially."
We don't pretend to know it all, but we have organized and orchestrated a team of experts smarter than us to provide world-class advice so you can achieve your goals, fulfill your values, and enjoy a better quality of life.